Privacy Policy:

We recognize and support your right to privacy and we are committed to protecting the personal information you supply to register an account.

The following discloses our information gathering and dissemination practices for this site:

In no case is the personal information about individual members sold or otherwise shared with advertisers, sponsors, partners or other 3rd parties. The exception to this would be our partners and then only the information necessary for them to perform service duties pertinent to your account. (For example, processing credit card charges thru our financial partners)

We collect and maintain customer information as part of servicing your account and administering your customer relationship.

Information may be used or shared within Business Applications LTD., as well as with authorized third parties, for a number of purposes such as:
To protect your accounts from unauthorized access or identity theft.
To process your requests such as account renewals, cancellations and address changes.
To service your accounts for technical support, password changes.

We share information with nonaffiliated third parties when they are acting on our behalf, or acting jointly with us.

We may disclose all of the information we collect, as described above, with nonaffiliated third parties that are acting on our behalf or are acting jointly with us, including:
Non-financial companies that perform support services for us, such as data processors, technical systems consultants and programmers.
Financial institutions such as credit card companies or processors that are acting on our behalf to process information and transactions.
Others as permitted or required by law such as credit bureaus, government entities, in responding to subpoenas and other legal processes, and those with whom you have requested us to share information.

It is important to note that we do not share customer information with companies that market products unless you specifically permit us to do so.

We work to ensure privacy and security during your online transactions

The credit card information you provide to us online is protected by Secure Socket Layer (SSL technology). SSL is the leading security protocol for data transfer on the Internet. This technology scrambles your account information as it moves between your PC's browser and Business Applications LTD. computer systems. When information is scrambled, or encrypted in this way, it becomes nearly impossible for anyone other than Business Applications LTD. to read it. This secure session helps protect the safety and confidentiality of your information when you process payments online with us.


We may transfer personally identifiable information to a buyer of all or part of our business. In such an event, users will be notified either via email or via a prominent notice posted on the Web site for 30 days prior to the transfer.


We do not originate and send you unsolicited commercial e-mail (spam). We also employ technology on our mail servers to minimize the amount of spam from others you might receive.

Sensitive Information

We will never contact you via e-mail or any other method to ask you for your password. Do not share your password with anyone; you should only enter it directly into our mail server or web site.

We will never contact you via e-mail or any other method to ask you for your credit card information. You should only enter this information directly into our web site.


Our web site may use cookies for the purpose of identifying you uniquely. This allows us to pre-populate your E-mail address and to distinguish between your mail session and that of the many other people using our service.

General Information Collected

When visiting our site, some general information is collected including: IP address (your computer's unique signature) Operating system (e.g., Windows 95) Browser software (e.g., Microsoft Internet Explorer, Netscape) Internet Service Provider (e.g., Earthlink, Verizon).
The information we collect is aggregated to reflect the population as a whole rather than focused on individuals. We use it to help us better understand the people who visit Business Applications LTD. sites. In addition, we may disclose some of this aggregate information to others. (examples would be number of users and utilization statistics)

Links to non-Business Applications LTD. sites

We are not responsible for the information collection practices of the non-Business Applications LTD. links you click to from our web pages. We cannot guarantee how these third parties use cookies or whether they place on your computer cookies that may identify you personally. We urge you to review the privacy policies of each of the linked web sites you visit - before you provide them with any personally identifiable information.

The policies and practices described in this disclosure are subject to change, but we will communicate any significant changes to you as required by applicable law. The policies and practices described in this disclosure replace all previous notices or statements regarding this subject.

Special privacy policy concerning children 13 and younger.

We believe that the Internet is an important tool in connecting and strengthening families, but also recognize that young children need help and protection while using this tool.
We will require children 13 or under to obtain parental approval before registering for an account with a Business Applications LTD. service. During the sign up process to register an account, each potential member will be required to certify that he or she is over the age of 13, or obtain parental permission to proceed with the registration. In the case of a child registrant, a parent will be asked to provide an e-mail address which is not the same as the address used by the child, and will then receive an e-mail asking for confirmation that the parent approves the child's participation. The child's registration will not be activated until a response from the parent to that email is received.
1. All children 13 or under who register at a Business Applications LTD. site will be "opted out" of receiving any communication from Business Applications LTD. at the time of their registration. Communications pertaining to the account will be directed to the parental e-mail address supplied.
2. Parents and site administrators should remember that Business Applications LTD. hosted sites and e-mail accounts are indeed private, the user provided content hosted on or transferred through our servers is not controlled by us. Parents should be sensitive to the degree that young people utilize the service. Take an active role in supervising their usage, and ensure that it is used only in an appropriate manner.
3. Parents will be allowed to request information from Business Applications LTD. about what information their child has provided and is kept by us. We will require positive identification of the parent and their relationship before we release that information to the parent.